Private pension pillar III
Optional private pension is a way to save for the period after retirement. According to the Tax Code, the deductibility granted to persons who choose to save for the period of the pension is up to 800 euro / year (400 euro / year for the employee’s own contribution + 400 euro / year for the employer’s contribution on behalf of the employee — granted as a benefit).

Leasing
We offer optimal financing solutions for both financial and operational leasing.

The goal is to offer clients, legal entities, authorised individuals and individuals, optimal financing solutions for leasing.

Financial Advantage: We rely on the trust and professionalism relationships built with our clients and that’s why we want to always bring new services to meet their needs. Collaborating with us offers you flexibility, cost savings and consulting services at the highest standards.

Efficiency: Save time and money. Our team will negotiate for you both the contractual terms and the price of the vehicle / equipment you want at no cost.

Safety: If you are using our services, you don’t have to worry about the possibilities of fraud, deception or other costs related to leasing contracts.

Cost: We do not charge any fees from the beneficiary for the services provided.

Tutoring/training people who want to work in the field of insurance distribution/brokerage

My company provides our customers the following services:

Market Analysis

Our team constantly monitors Romanian insurance market for insurance placement with the best insurance coverage company and the best payout rate at the best reward with the best reinsurance through:

- Study of the insurance products;

- Solvency analysis of the insurance companies;

- Calculation of premium quotations;

- Customer profile review;

- Risk-reduction services;

- Monitoring the legal environment of the insurance market;

Individual monitoring of insurers present on the Romanian market.

Market Analysis

Our team constantly monitors the insurance market for insurance placement with the best insurance coverage company and the best payout rate at the best reward with the best reinsurance through:

- Study of the insurance products;

- Solvency analysis of the insurance companies;

- Calculation of premium quotations;

- Customer profile review;

- Risk-reduction services;

- Monitoring the legal environment of the insurance market;

- Individual monitoring of insurers present on the market.

Insurance Management

The existing insurance contracts in our portfolio are regularly monitored and adjusted according to our clients needs.

We offer:

- Monitoring the payment periods of premiums;

- Customer notification regarding policy expiration / renewal / policy re-entry;

- Reanalyze the risks insured in order to update them;

- Analysis of contractual clauses;

- Control of premium payments, insurance contracts and additional documents;

- Negotiation with insurance companies by improving insurance conditions or premiums paid;

- Consultancy for new risks;

- Insurance policy management;

- Claims management

Ritter Broker, an insurance brokerage company founded in 2010 with 100 percent Romanian capital, has announced that starting this year it will implement a franchise system in order to offer quality services nationally, by offering clients in cities where the insurance brokerage system is less developed the opportunity to benefit from insurance policies, pillar III private pensions and leasing offers that are carefully selected for their needs.

Ritter Broker works with 27 insurance companies, 3 pillar III administrating societies and 10 financial and operational leasing companies, and it can offer over 1,000 financial products to potential clients. These products will be available for the future partners of Ritter Broker in the franchise system.

Besides a large portfolio of financial products, readily available following discussions and analyses with collaborators, Ritter Broker also provides vast know-how, combined with the possibility of selling some customised premium products conceived together with leasing and insurance companies to satisfy the diverse needs of clients.

“Ritter Broker franchise holders will benefit from the advantage of working as an insurance broker together with the franchisor, who holds vast experience in the sector, managing its large range of products and transforming this activity in a standalone business, with an annual recurrence that will depend only on the franchise holder’s to professionally interact with clients in its portfolio. As you probably already know, to become an insurance broker, you need to comply with some complicated financial and legal conditions, and you have to go through a serious procedure to be authorised by the Financial Supervision Authority,” said Alexandra Bratescu, Sales Director at Ritter Broker.

Among the advantages the future Ritter Broker franchise holders will benefit from are access to RB’s client database, the same standards imposed by RB, no difference regarding offers from international insurance companies, access to various projects in the insurance market through their collaboration with RB, timely payments and complementary services to insurance policies which will help them increase their revenues.

“We are offering a business system, a model that is appropriate for those who want to develop and remain independent at the same time. The franchise is build on modules that can be developed depending on the area and the chosen partner. We see the partnership with Ritter franchise holders on the long and very long term, where we can both benefit from each other’s experience and develop a strong team,” said Catalin Vasile, CEO of Ritter Broker.

You can find the article on this link http://business-review.eu/money/insurance/ritter-insurance-broker-expanding-as-a-franchise-171324

RITTER — Broker de Asigurare si Reasigurare SRL is authorised to provide insurance brokerage services ( besides Romania ) also in the following countries of the European Economic Space:

- Bulgaria: Authorised by the Financial Supervision Commission since 18.07.2018

- Estonia: Authorised by the FINANTSINSPEKTSIOON since 30.07.2018

- Austria: Authorised by the Bundesministerium für Digitalisierung und Wirtschaftsstandort since 23.08.2018

- Greece: Authorised by Bank of Greece since 12.09.2018

-France: Authorised by ORIAS Registre unique des intermédiaires en assurance, banque et finance since 30.09.2018

-Czech Republic: Authorised by Czech National Bank since 17.10.2018

-Latvia: Authorised by Financial and Capital Market Commission since 17.10.2018

Waiting for other licenses from the european countries as well.

RITTER — Broker de Asigurare si Reasigurare SRL is a 100% Romanian capital insurance brokerage company offering brokerage, consulting, assistance services and financial analysis of each potential client according to its necessity.


We ensure the success of our partnerships by representing the interests of our clients in terms of:

- Controlling, managing and transferring risks;

- Representation and assistance in negotiating and settling damages.

The advisory services provided have a very important role in reducing risk coverage and monitoring an insurance program.

Promoting a wide range of insurance types both in Romania and in Bulgaria, we cover the whole range of risk that revolves around any person, whether natural or legal.

RITTER Broker aims to encourage, by its means, public culture in the insurance field, by providing accurate and complete information to all those interested.

Our mission is to always respect the principles of transparency, promptness and professionalism by committing us to represent the client’s interests in the relationship with the insurance companies.